The mail brings you an official looking postcard warning you that your vehicle warranty is about to expire. Also this is your FINAL warning. Everyone receives one of these on occasion. The first clue should be if this is so important why is it on post card? You have 2 choices on what to do with this mail, file it in the round file or save it for fireplace kindling. Missouri has loopholes in their insurance laws, which they are working on repairing, that allow this type of misleading advertising to occur. These warranties are very expensive and do not cover many types of repairs, exclusions that deny coverage are also misleading, and they have a high deductible.There are numerous extended warranty companies that are reputable, but they are also very expensive and I do not consider them worth the expense. I never buy an extended warranty and I have never been sorry sure I have had a few things fail but the expense to repair them was far less then I would have spent on the warranties over the years